Home Equity Loan Checklist
Thank you for choosing Security First Bank as your mortgage lender. To expedite the processing of your home equity loan application, please provide the standard items that are listed below.
Please Provide the Following Items in Addition to the Loan Application Attached:
- The current month’s pay stub for each applicant, showing year-to-date earnings (the last two pay stubs if paid bi-weekly or the last four pay stubs if paid weekly).
- Each applicant’s W-2’s for the previous two years.
- The most recent property tax statement.
- A copy of your homeowner’s insurance policy.
If You Have 25% Ownership in Any Corporation or Are Self-Employed, These Additional Items Are Needed:
- Personal and business tax returns for the previous two years. Please include all schedules and K-1’s.
- The most recent quarterly and year-to-date business financial statements (Income and Expense). The financial statements must be signed and dated.
We will notify you if any additional information is required. Please contact us with any inquiries or questions you may have regarding the processing of your loan or any other bank products and services.